We’re Zopa Bank, offering personal loans, car finance, credit cards, savings accounts and money management tools.

By doing things the Zopa-way, we make money work better for our customers. Here’s how we got here. In June 2020, we launched Zopa Bank. Taking this step has meant we’ve been able to continue to change the way financial services are done.

"Thanks to its clever use of technology – including an initial 'soft' credit check that does not impact on someone’s credit rating – Zopa is able to offer pre-approval for up to 65 per cent of applicants, in as little as 12 seconds.

Fixed Term Savings accounts Safe, certain, simple. Set aside a lump sum for 1 to 5 years and know exactly what interest rate you’ll get. Start saving from £1,000 Earn a fixed rate of interest for the full term Your money is protected up to £85,000 …

Our mission. We’re Zopa, and we’re on a mission to make money work better for our customers. Through our digital-first bank, we’re able to provide savings, loans, credit cards, car finance and money management solutions that make finance fairer for all.

Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542).

Zopa Evidence Upload Service. Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542).

Check your eligibility Our eligibility checker is a quick and easy way to see if you can get a credit card from Zopa - it won’t affect your credit score.

"In a fast paced organisation like Zopa, there are always lots of exciting opportunities to apply your skills and learn new things. From new product development, to forums to improve employee experience, to customer-outcome focused initiatives, every day is different."

Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542).