Get the Best in Credit Union Digital Banking With SAFE’s state-of-the art online and mobile banking services, you can enjoy the latest banking technology right at your fingertips with streamlined security, bill pay, and innovative features that make accessing your accounts easy. Easy 24/7 access, security features & convenient money management Mobile Banking Benefits:

SAFE Federal Credit Union in South Carolina provides 133,000 members with the resources needed to achieve financial stability. Open an account today.

Have questions? Call for fast answers 24/7. SAFE's Member Service Center is supported by SKYE, our AI-powered personal assistant. Check your balance, find a branch, transfer money, and more!

What is Multifactor Authentication? Your online security is important to us, as well as providing you easy and convenient banking tools. Your online banking experience may include Enhanced Login Security service to further help protect you from identity theft which is known in the online security industry as Multifactor Authentication, or MFA.

Checking Made Simple When you open a checking account with SAFE, there are no monthly service charges, no minimum balance requirements, and no per-check fees. Keep life affordable and convenient with a SAFE checking account. You have access to the latest high-tech amenities without giving up the personal attention you deserve. You’ll also enjoy:

SAFE’s New Learning Center. While we think you’ll love the entire site, our new Learning Center is sure to be your favorite spot. Find expert advice about important topics like credit scores, paying down debt, fraud prevention, and more.

Helping Members live their Financial Best. At SAFE Federal Credit Union, we connect South Carolinians in our seven-county service area with the resources they need to achieve lasting economic stability.

Credit unions offer most of the same products and services you’ll find at many banks. Common credit union offerings include checking and savings accounts, mobile banking, mortgages, and a wide range of consumer loans such as those for cars, trucks, boats, RVs, and more.

Got payments to make? It's a piece of cake! SAFE's Payment Services including Bill Pay are totally re-vamped, and easier to use than ever! You can now manage your monthly expenses— everything from your streaming service to your department store credit card—all in one place. There's a whole plate of new features we think you're really going to love, too, like: An all-in …

At SAFE Federal Credit Union, we take pride in serving West Columbia as a true local, not-for-profit financial institution founded right here in South Carolina. Unlike large, profit-driven banks, our focus is on helping West Columbia residents reach their financial goals—not on generating returns for distant shareholders.