2012年11月20日 · If the book value of the car you are buying is $13K and you have a LTV of 125% with NFCU then you would have about 3250 to apply to negative equity / tax / title / fees, …

2012年6月28日 · LTV is calculated based on the total amount financed divided by Invoice for new vehicles or the NADA or Kelley Blue Book (based on state) wholesale/trade-in value for used …

2014年10月31日 · In September, when I met with the LO at my local CU, I owed $21,000 and my car was only worth around $16,900 - leaving me around $4100 under water. My CU would …

2019年3月19日 · The only point in which I differ is the fact that LTV is based off of MSRP. Most Lenders base their LTV calculations off of Invoice and not MSRP when it comes to new. Some …

2024年3月26日 · Unfortunately I don't think rolling over the loan is even going to be possible. Refinancing a car is about the loan to value ratio (LTV) and yours is way way off. Lenders are …

2019年7月25日 · They only go to 115% LTV and I was about $1,400 short so they gave me 2 choices (increase my new Visa with them by $2,500 as it's 0% for 6 months then 10% or …

2013年5月27日 · Basically what they're trying to prevent is a loan for 18K on a car value that's only 14K. Sometimes cars get marked up above MSRP even (Acura CL back in think it was …

2016年5月12日 · How is LTV determined in used car financing for a purchase? Ie :120% LTV determined by trade in or retail value of the car being - 4590753

2024年1月1日 · Kia and Hyundai have their own finance programs. I did two purchases from Kia in the past years (one finance, one lease). As my initial Kia car, the Kia dealer ran a few loan …

2020年10月3日 · To be honest, in your situation, I'd work on my credit first. GW letters, paying off delinquent debt, etc. In the meantime, if you really need a new car, I wouldn't get an ACTUAL …