2020年8月15日 · It was not a bad idea, you had a bad outcome. Poke around the site a bit more and don't be afraid to ask questions, there are a lot of people here who are happy to share their thoughts based upon their own personal experiences building (or rebulding) credit.

2021年1月16日 · Basically you are paying to report you threw $10 into the air in hopes of building your credit. If you decide to stop, they will report as non-payment which will adversly affect your credit, so make sure you go into your Kovo decision wisely, knowing for 2 years you are paying $10 for better credit.

2012年7月24日 · Hi . My bid on a house was just accepted. I'm planning to apply for mortgage within the next 7 days. The problem is that all three of my credit cards are reporting a balance. Each of the bal