The rates are competitive for most terms. In addition to standard CDs, the online-only bank offers no-penalty CDs and a bump-rate CD.

2 天之前 · Annual percentage yields (APYs) and account details are accurate as of March 24, 2025. We compared 142 CD and certificate accounts at 84 nationally available banks and …

Certificates of deposit, or CDs, are fixed income investments that generally pay a set rate of interest over a fixed time period. Questions? Model CD Ladders provide an easy way to invest in multiple Certificates of Deposit (CDs) at a time, blending longer-term CDs with shorter-term CDs.

4 天之前 · Rates on competitive CDs are currently outpacing inflation, which is currently at a rate of 2.8 percent. In 2024, the Fed cut its benchmark rate in September, November and December, for a total of ...

3 天之前 · Today's 3-Month CD Rates. Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.3%, but the highest rate is 4.72%. The average rate ...

3 天之前 · Compare the best CD rates today, drawn from our research on about 280 banks and credit unions that offer CDs nationwide. Right now, the best CD rate is 5.00% APY.

2025年2月17日 · Certificates of deposit (CDs) hold your funds for a set period. In exchange, you get fixed interest earnings, making CDs a reliable way to earn a return.

2025年3月3日 · Among CDs that will guarantee your return until 2027 or beyond, the top APYs on 3-year certificates reach up to 4.40%. That is available from Credit Human with a take-your-pick term of 24-35 months.

What is a CD account? A Certificate of Deposit (also known as a CD or Time Account) is a financial product that usually pays a fixed interest rate for a set period of time, ranging from a few months to several years. This set period of time is known as the "term."

3 天之前 · CDs are a type of savings account where you earn a fixed rate of interest over a fixed period, also known as a CD term. You can't access your funds until the CD term ends. If you need more of...