The U.S. Small Business Administration (SBA) helps small businesses get funding by setting guidelines for loans and reducing lender risk. These SBA-backed loans make it easier for small businesses to get the funding they need.

Find funding to start or grow your business, or to help you recover after a declared disaster. Start or expand your business with loans guaranteed by the Small Business Administration. Find an investor for your business. Investors make both debt and equity investments.

Get more information about funding your business with a term loan, SBA loan, secured and unsecured lines of credit and more from Bank of America. Explore our small business financing options and find out how to use small business loans and credit to finance your business needs.

2025年1月29日 · Small business loans help companies make large purchases and cover the cost of doing business. Loans generally are issued as a lump sum that can be used to make a specific purchase or manage...

2022年6月10日 · Quick Links provides easy access to specific small business lending programs from federal agencies. These programs include guarantee, emergency relief, and financial assistance programs that support private sector loans and/or federal grant funding.

2025年1月2日 · An SBA loan is a small-business loan that can help cover startup costs, working capital needs, expansions, real estate purchases and more.

Use flexible term financing to get funds that help you expand your business, finance major purchases, or make capital improvements. Manage your finances more effectively with access to credit that helps you manage cash flow, purchase inventory, and optimize vendor relationships.

Provides capital to expand your business, purchase a fixed asset or refinance your business secured by your choice of collateral. Apply for an eligible Small Business loan or line of credit including a Small Business Administration (SBA) loan and reduce your rate by up to 0.25% when you transfer balances to Bank of America prior to closing.

2024年4月9日 · SBA loans have set maximum interest rates, making them a flexible and affordable business lending option. It can take 30 to 90 days for SBA loan approval and funding. Beyond loans, the U.S. Small...

2024年10月1日 · Here’s a simple guide that walks you through the process of evaluating your options and how to apply for a small business loan in five easy steps. 1. Decide Why You Need Financing. There’s more...