A debt validation letter asks the lender or collection agency to verify your debt and ... Following a simple template, like the sample letters above, can give you the same rate of success as hiring a ...

Study the validation notice you receive from the creditor or debt collector to ensure there is no incorrect information present in the letter. A charge-off as bad debt will negatively impact your ...

"With the re-election of Trump I’m convinced that our generation’s time – I’m in my... Copyright © 2025 MediaNews Group ...

Where is the usual Republican outrage for the amount of the national debt, which they like to blame on Democrats, even though the debt has grown under the majority of administrations since the ...

Request debt validation in writing, which the collector must provide within five days of initial contact. This documentation should include the original creditor's name, the amount owed and your ...

If you're struggling to pay your bills, you might be able to lower your payments by working with a debt relief company specializing in debt settlement. Unlike debt consolidation, which merges ...

Lars Peterson joined Investopedia in 2023. fizkes / Getty Images You can get debt relief through a variety of methods—your main options are consolidation loans and balance transfer credit cards ...

If you are wondering why the national debt is at $36 trillion and growing at a rate of $2 trillion per year with no solution in sight, look no further than Indiana comptroller Elise M. Nieshalla ...