The benefits of both have shifted in today's interest rate climate. Here's what potential borrowers should know now.

A mortgage refinance can cost 2% to 6% of the loan amount. Learn what impacts these costs and how to lower or eliminate what ...

Offers cash-out refinancing on conventional ... you decide if a cash-out refi will work for you. Cash-out refinancing rolls your home equity into a new loan. You can use that money to pay off ...

A cash-out refinance lets you borrow against your home's equity by replacing your current mortgage with a bigger one, giving ...

Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are ...

An ARM is a loan that offers a low introductory ... recoup the refinancing costs. A cash-out refinance can allow you to take cash from the equity in your home. However, you'll only be able to ...

Figure is one of our top choices for a HELOC lender because they offer fixed ... HELOC uses your home as collateral, the payments are separate from your mortgage. A cash-out refinance replaces ...