If you want the best life insurance that can be in force no matter how long you live, you might have already narrowed the choices to whole life vs. universal life insurance. Both are permanent ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about ...

See how we rate life insurance products to write unbiased product reviews. Those with complex financial goals may be drawn to universal life insurance as it offers financial protection and can ...

Editor’s note: This is part one of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one explains indexed universal life (IUL ...

Universal life insurance is a type of permanent life insurance that combines a death benefit with a cash value component. The death benefit is paid to your beneficiaries upon your passing ...

(I explained “positive arbitrage” in ... it could act as a utility part of your overall retirement plan. Indexed universal life insurance not only provides a crucial death benefit to your ...