So, even if you can't pay, you should always file an answer to the lawsuit with the court. This preserves your rights and gives you time to explore your options. It also forces the debt collector ...

For debt of any kind to be manageable ... Happy Money might be a better choice if you have multiple debts to pay back. You can have Happy Money pay your creditors directly for no fee.

you'd just need to pay back your debt consolidation loan with fixed, equal monthly payments over a specified timeline. Like any loan, you'll be charged interest, but unlike credit card interest ...

"Start treating this debt seriously and add any additional amount you can at the end of each month to pay these loans back quicker." Alex Beene, financial literacy instructor for the University of ...

“I’m not backing down.” In September, one of the nation’s largest debt collection companies, Portfolio Recovery Associates, filed a lawsuit against Munoz saying she owed more than $2,700 ...