Make sure to carefully research before signing a contract’s dotted line by asking your adviser these questions. Start by having your adviser justify how an annuity improves your financial plan ...

Here are some of the important questions to ask before purchasing a fixed annuity. Does the annuity have a pre-set and guaranteed interest rate for the entire guarantee period? Most fixed-rate ...

With so many options out there, the challenge lies in determining the most reputable life insurance companies offering ...

The answer, according to the report’s authors, economists Karolos Arapakis and Gal Wettstein, is “the difficulty of actually buying an annuity in the real world.” Do you have questions about ...

Some clients earn enough to face the 3.8% federal net investment income tax, which applies to individuals with $200,000 in modified adjusted gross income and couples with $250,000 in MAGI. For those ...

Again, with the 60/40 portfolio mix example, taking the mix to 60% stocks, 20% bonds and 20% MYGA helps reduce market risk ...