Investopedia / Julie Bang According to the Internal Revenue Service (IRS), private loans must charge a minimum interest rate known as the applicable federal rate (AFR), published monthly by the IRS.

AFR has determined that the fire was caused by faulty electrical components on the HVAC unit. ALBUQUERQUE, N.M. — Smoke was seen from the inside of a Walmart at 400 Eubank Blvd. NE on Saturday ...